Does Medicare pay for home care in Georgetown?

Original Medicare generally does not cover non-medical home care such as companion or personal care. It may cover short-term skilled home health care after a hospitalization. Families typically pay through long-term care insurance, VA benefits, Medicaid STAR+PLUS (for those who qualify), or private funds.

Is 24/7 home care cheaper than a nursing home or assisted living?

Not usually. Round-the-clock home care in the Georgetown area typically runs $10,000–$17,000 per month, while assisted living in Williamson County averages roughly $5,700–$7,700 per month. Home care is usually the more economical choice when fewer than 8–10 hours of daily help are needed — and many families consider staying home worth a premium beyond that.

Are there minimum hours for home care visits?

Most Georgetown-area agencies set a minimum of 3–4 hours per visit or a weekly minimum of about 12–20 hours. A few offer shorter check-in visits at a higher hourly rate. Ask about minimums up front — it is one of the biggest drivers of your real monthly cost.

Cost of Home Care in Georgetown, TX (2026 Rates)

Cost is the first question nearly every family asks — and the one most home care websites refuse to answer. Here are the actual numbers for the Georgetown area in 2026, based on current rates at licensed agencies serving Williamson County.

2026 hourly rates in Georgetown and Sun City

Type of care	What's included	Typical rate
Companion / homemaker care	Meals, light housekeeping, errands, rides, companionship — no hands-on care	$30 – $36 / hr
Personal care aide	Hands-on help: bathing, dressing, mobility, toileting, medication reminders	$32 – $40 / hr
Specialized dementia care	Personal care by aides with dementia-specific training	$34 – $42 / hr

What that means per month

Schedule	Typical monthly cost
A few visits a week (12 hrs/week)	≈ $1,600 – $2,000
Part-time daily help (20 hrs/week)	≈ $2,600 – $3,300
Full-time care (44 hrs/week)	≈ $5,700 – $7,200
Overnight care (12-hr shifts)	≈ $4,500 – $7,000
Live-in care	≈ $8,000 – $12,000
24/7 shift care	$10,000 – $17,000

Context: Texas home care averages about $30–$31/hour statewide, but the Austin metro — including Georgetown — runs a few dollars above the state average because caregiver wages here are higher. Assisted living in Williamson County averages roughly $5,700–$7,700/month, which is why families needing more than 8–10 hours of daily help often compare both options. See our guide to choosing an agency for what to ask when comparing quotes.

What actually drives your price

Level of care. Hands-on personal care costs more than companionship because it requires trained aides and more supervision.
Schedule and minimums. Most agencies require 3–4 hour minimum visits. Short scattered visits cost more per hour than longer blocks.
Nights, weekends, and holidays. Expect premiums of $2–$6/hour, or time-and-a-half on major holidays.
Agency vs. independent caregiver. Independents advertise $20–$28/hour, but you take on employer taxes, insurance risk, screening, and no backup coverage. Most families find the true gap far smaller than it looks.

How Georgetown families actually pay for care

Long-term care insurance — most policies reimburse licensed agency care; we can help you understand your elimination period and daily benefit.
VA Aid & Attendance — wartime veterans and surviving spouses can qualify for up to $2,424/month (single veteran) or $1,558/month (surviving spouse) in 2026 toward care costs. With Georgetown's large veteran community, this is one of the most underused benefits we see.
Medicaid STAR+PLUS — Texas Medicaid can cover in-home care for those who qualify financially (income under roughly $2,982/month for a single applicant in 2026), though waiting lists are real.
Private pay — most common, often combined with the options above.

Common questions

What is the average hourly rate for home care in Georgetown, TX?

In 2026, most licensed agencies serving Georgetown charge $30–$36/hour for companion care and $32–$40/hour for hands-on personal care.

Does Medicare pay for home care?

Original Medicare generally does not cover non-medical home care. It may cover short-term skilled home health after a hospital stay. Long-term care insurance, VA benefits, Medicaid STAR+PLUS, and private pay are how most ongoing care is funded.

Is 24/7 home care cheaper than assisted living?

Usually not — 24/7 home care runs $10,000–$17,000/month versus roughly $5,700–$7,700 for Williamson County assisted living. Home care wins financially when daily needs are under 8–10 hours.

Are there minimum visit lengths?

Most agencies require 3–4 hours per visit or 12–20 hours weekly. Ask up front — minimums drive your real monthly cost.

Want exact quotes instead of ranges? Tell us your situation and we'll bring you real numbers from licensed Georgetown agencies — free, with no obligation.

What Does Home Care Cost in Georgetown, TX?

2026 hourly rates in Georgetown and Sun City

What that means per month

What actually drives your price

How Georgetown families actually pay for care

Common questions

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